Growth in Kiama is inevitable, but how we grow is a choice. I recently asked Cr Matt Brown about his thoughts on growth in Kiama. He envisions a future where we find balance—a mix of “going up” and “going out.” This, he says, could help us avoid a high-rise skyline while preserving Kiama’s unique character. But Matt also made an important point: growth isn’t just about numbers; it’s about housing diversity. Kiama should be a place where everyone feels welcome and can afford to live - from young families to retirees, renters to homeowners.

Achieving that vision requires careful planning and collaboration. Housing diversity means creating spaces for people at all stages of life and income levels. It means considering models like Build to Rent, which has been gaining traction across Australia. With new federal tax reforms aimed at boosting this type of development, Build to Rent could offer Kiama a pathway to add moderate-density housing while keeping the community inclusive and environmentally sustainable.

What is Built to Rent?

Build to Rent developments, managed by institutional investors rather than individual landlords, focus on long-term rental income rather than quick sales. This often translates to better-quality, more secure housing for tenants. The new federal legislation even requires that 10% of units in such projects be set aside as affordable housing, with rents capped at 74.9% of market rates or based on household income. For Kiama, this could provide a practical way to diversify housing options without sacrificing the character of the town.

However, housing diversity doesn’t stop with Build to Rent. We also need to rethink density. Moderate-density developments like townhouses or low-rise apartments can help accommodate growth without sprawling into our green hills. These options can offer a mix of affordability, sustainability, and accessibility—provided they’re designed with the community in mind.

Matt’s emphasis on inclusivity highlights a broader challenge: how to ensure Kiama remains a place for everyone, not just those who can afford premium housing. This requires a strategy that prioritises affordability, energy-efficient design, and connection to public transport. It also means preserving green spaces and protecting the agricultural land that forms the backbone of our identity.

The path forward

Growth is inevitable, but how we grow is a choice. If we embrace housing diversity and innovative models like Build to Rent, we can create a Kiama where new residents feel welcome and existing residents see their values reflected in every development. By going up in some areas and out in others, we can strike a balance that supports the needs of the community while keeping Kiama uniquely itself.

The challenge isn’t just about accommodating numbers; it’s about shaping a future where everyone has a place to call home. That’s a future worth building.